Financing Programs

NorthPoint Capital offers tailored financing for a wide range of properties, including apartments, retail spaces, industrial facilities, and more. We provide permanent and bridge loans with flexible terms and competitive rates, ensuring solutions that fit your specific needs.

• Income Producing Properties: Apartments, retail, industrial, office, medical office, senior housing, manufactured housing communities, self-storage, and hotels.
• Owner Occupied Properties: Industrial, office, medical office, and retail.

We provide loans starting at $1,000,000 and up with flexible terms. Our permanent loans are based on spreads over the yield of the U.S. Treasury bond, while bridge and interim loans are floating rate loans priced at a spread over SOFR. Terms range from 3 to 30 years, with amortization up to 30 years. Rate lock is available at application, with forward commitments and prepayment options.

Long-Term, Low Fixed-Rate Loans from Unique LifeCo Correspondents

Through our exclusive partnerships with select LifeCo Correspondents, NorthPoint offer loans with fixed interest rates that provide long-term stability and predictability. This allows our clients to benefit from consistent, low-rate financing while planning for the future with confidence. By leveraging these unique lending relationships, NorthPoint Capital ensures competitive rates and reliable financial support tailored to meet our clients’ long-term investment needs.

Custom Loan Solutions

NorthPoint Capital provides custom loan solutions with terms from 3 to 25 years, including options for rate locks, forward commitments, and non-recourse guarantees. Our commitment is to meet your real estate financing needs with precision and efficiency.

Bridge and Interim Loans

Our bridge loans are designed to enable you to seize unique investment opportunities. NorthPoint Capital delivers fast, efficient bridge loans ranging from $1 million to $5 million. These loans typically have terms of 1 to 2 years, with options for fixed or floating rates. Contact us for current rates and additional details.

Financing Programs

NorthPoint Capital offers tailored financing for a wide range of properties, including apartments, retail spaces, industrial facilities, and more. We provide permanent and bridge loans with flexible terms and competitive rates, ensuring solutions that fit your specific needs.

• Income Producing Properties: Apartments, retail, industrial, office, medical office, senior housing, manufactured housing communities, self-storage, and hotels.
• Owner Occupied Properties: Industrial, office, medical office, and retail.

We provide loans starting at $1,000,000 and up with flexible terms. Our permanent loans are based on spreads over the yield of the U.S. Treasury bond, while bridge and interim loans are floating rate loans priced at a spread over SOFR. Terms range from 3 to 30 years, with amortization up to 30 years. Rate lock is available at application, with forward commitments and prepayment options.

Long-Term, Low Fixed-Rate Loans from Unique LifeCo Correspondents

Through our exclusive partnerships with select LifeCo Correspondents, NorthPoint offer loans with fixed interest rates that provide long-term stability and predictability. This allows our clients to benefit from consistent, low-rate financing while planning for the future with confidence. By leveraging these unique lending relationships, NorthPoint Capital ensures competitive rates and reliable financial support tailored to meet our clients’ long-term investment needs.

HUD Insured Loans for Apartments

As an FHA Approved Title II Multifamily Lender, NorthPoint Capital provides permanent and construction loans for apartment properties primarily in the Midwest. We are also an FHA Approved MAP (Multifamily Accelerated Processing) Lender, offering efficient processing and approval for HUD loans. Our HUD loan programs include refinancing, acquisition financing, new construction, and substantial rehabilitation. The FHA 223(f) program offers long-term, fixed rate, non-recourse financing for existing multifamily rental housing, while the 221(d)(4) program covers new construction and substantial rehabilitation. NorthPoint Capital funds our HUD insured loans by issuing Ginnie Mae securities, providing our borrowers with capital market access at exceptionally competitive rates.

Custom Loan Solutions

NorthPoint Capital provides custom loan solutions with terms from 3 to 25 years, including options for rate locks, forward commitments, and non-recourse guarantees. Our commitment is to meet your real estate financing needs with precision and efficiency.

Bridge and Interim Loans

Our bridge loans are designed to enable you to seize unique investment opportunities. NorthPoint Capital delivers fast, efficient bridge loans ranging from $1 million to $5 million. These loans typically have terms of 1 to 2 years, with options for fixed or floating rates. Contact us for current rates and additional details.